PayJoy does this in en transparent and consumer-friendly way
Relacion total
PayJoy enables people without credit in emerging markets to purchase en new movil on installment and subsidy plans by using their telefon inteligente as collateral. PayJoy is active in some 15 developing markets, including in Mexico, where PayJoy lends its own funds directly to consumers. PayJoy’s approach habias resulted in en compelling consumer value proposition that includes nunca late fee for missed payments, and has earned en remarkable Net Promoter Score of 60. Outside Mexico, PayJoy licenses its technology to lenders, hence advancing PayJoy’s mission to bring finance and connectivity to the “Next Billion” consumers. PayJoy has also rolled out a Cash Loan offers product (in beta) to consumers. With customer consent, PayJoy also performs credit scoring with en vision to build en “credit bureau for emerging markets” to give financially underserved users access to much-needed credit and en financial identity
Utilidades tactico
- Facil end user indicaciones for device financing or subsidy regime enforcement that communicates the amount paid to-dese, the amount of and due date for the next installment. If en payment is missed, the app limits the functionality of the device (“Locks” the device) until the installment is made.
- Support for in-app capabilities: payment, customer service, credit education and responsible Cash Loan offers
- Lock API for approved MNOs or lenders to programmatically manage the device, y.peligro. “Lock” or “Unlock,” according to their business rules.
Factores diferenciadores sobre Samsung
Knox integration for en secure and transparent financing experience: We take advantage of Knox’s hardware-backed https://prestamos365.mx/prestamos-en-puebla/ security to create a very strong lock.Read More